|
|
| THE
ONE ACCOUNT |
>>THE ONE ACCOUNT OVERVIEW
We all have something we’d love to do ‘one day’,
but for many people, everyday life and financial commitments
just get in the way.
At The One account, they design their products to free you
from the usual financial constraints, so you can focus on reaching
your goals, and making your ‘one
day’ happen sooner.
Although The One account launched the UK’s first current account mortgage
only seven years ago, innovation isn’t new to them.
Because they are part of the Royal Bank of Scotland Group, one of Europe’s
leading financial services groups, they ’ve got the benefit of nearly 300
years’ experience in helping customers find better ways to manage their
money. |
The One account puts all your money
in one place - your mortgage, loans, savings and current account
- helping you to:
• Cut the overall cost of your mortgage
The money in your current account automatically reduces what you owe on your
mortgage, saving you interest. This can add up to thousands over the lifetime
of your mortgage.
• Pay off your mortgage early
Any money left in your account automatically goes towards overpaying your mortgage.
• Get a better return on your savings - with no tax
to pay
By paying your savings into the One account you can use them to reduce your mortgage
and save interest on a daily basis. And because it's interest saved rather than
interest earned, there's no tax to pay.
• Cut the cost of your personal loans and credit cards
You pay one mortgage-style interest rate for everything you borrow - no need
for expensive loans and credit cards.
|
|
To open a One account, you need to:
• be aged 18 or over.
• be a UK resident and more than 5 years away from retirement.
• own (or be about to buy) a property in England, Scotland or Wales - your
One account will be secured against this property and The One account will need
to hold the first legal charge - this is just like any other mortgage.
• agree a borrowing limit of £30,000 or more.
• be happy to repay your borrowings by an agreed date - which will always
be before your retirement.
Please note that The One account currently cannot lend against 'right-to-buy'
properties, 'buy-to-let' properties or homes that are part-owned by a housing
association or local council.
>>TO OPEN A ONE ACCOUNT ONLINE TODAY - CLICK HERE
|
|
|
|
|
.gif
)
.gif
)
.gif)